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The Montana Council for Economic Education, with support from the National Council for Economic Education hosts the Montana Personal Finance Challenge. The challenge is an opportunity for students to demonstrate their knowledge of personal finance by connecting with other students from across the state in an online competition.

How does the Personal Finance Challenge work?

Timing: Registration is open now and students can test anytime following independent course preparation. Testing must be completed by April 12, 2024 to compete for cash prizes, trip.

Who: MCEE would encourage any classroom teaching personal finance to form teams and complement their instruction with a chance to win cash prizes. It’s a low commitment with a great pay-off.

Teams of 3-4 students will have 35 minutes to complete a 30-question online exam covering the principles of personal finance including money management, credit, investing, and insurance.

Students earn 10 points for every correct response and 0 points for each incorrect answer. Every question must be answered to move on, and students are not able to go back to previous questions.

There will be a cash prize for the top three teams in Montana:
• 1st Place: $500 per team
• 2nd Place: $250 per team
• 3rd Place: $100 per team

State Champions Invited to Compete in National Challenge

The 2024 National Personal Finance Challenge finals will be hosted in Cleveland, Ohio on May 19-20, 2024. MCEE and its sponsors will cover airline costs while food, lodging, and all events are hosted by CEE.

Next Steps

  1. If you are new to the Montana Personal Finance Challenge, welcome! You will need to select “Teacher Registration” from the menu and create your teacher profile. Once you profile is created, you will be able to log in and begin creating your teams.
  2. If you are a returning teacher, welcome back! Your profile information is saved from your previous participation, and you can log in to begin creating your teams for this year’s challenge!
  3. Teachers sign up their team(s).  *You may sign up multiple teams on your teacher admin page, after you log-in  — no need to register more than once.

Teacher Drawing

For each registered team that completes the challenge, teachers will be entered into a drawing for a $100 cash prize.

Teachers can create as many student teams as they’d like and the Montana Council for Economic Education has generously provided all registration and participation fees.

*In the event of a tie score, the team with the cumulative least amount of time testing will win.  

Program Made Possible Thanks to Our Local Sponsors: